Today is payday, I’ve updated my sidebars with how my savings are going. I’m fully funded for NYC ($500 – this doesn’t include flights/hotel which was already paid for) and I’ve started saving for Christmas as well.
In order to have a bit more balance to my savings, I decided to stop contributing to my EF (for now) at $1,000.00 so I can start contributing more to other goals. I will start this one back up in January next year – possibly sooner, if I don’t spend all $500 in NYC then the leftover gets moved to Christmas, if I save $500-600 for Christmas before December then I will start re-contributing to my EF.
My RSP is chugging along, its in the Tangerine Balanced fund and sometimes it gains a few cents sometimes it loses a few. I will definitely be looking to invest my RSP in something a bit more likely to make more money next year.
I’ve decided to throw the bulk of my savings into “Future Fund” – this is everything from things needed for the house (like a new fridge next year!) to baby, when that time comes. We’ve been thrown for a loop with some home expenses this year from a leaking fridge to non-working a/c so we definitely need to start bulking up savings in that regard as opposed to sending a monthly budget out of whack.
I also wanted to say sorry about not posting much lately, I’ve been finding I haven’t had as much time as I would like to spend thinking about and writing posts, its a combo of writer’s block, not sure if I have anything interesting to say, everything kinda just ticking along.
I also haven’t been paying as much attention to my budgeting as I should. Yes, I’ve been tracking my spending, but not putting the expenses into my budget regularly so its (almost) a complete surprise when I look at what I spent in total and how much overage there is. I think this is a summer thing, hopefully will get rectified soon
Anyways, I hope everyone’s summer (what’s left!) is going well and if anyone has tips of places to see – and especially places to eat! – in NYC, please let me know!
Until next time,